Ferdie Pernia has over 20 years of financial-services experience. He has worked at Banc of America Investment Services, Chase Investment Services Corp., and UBS. His areas of specialization include retirement planning, college planning, and portfolio management. He earned his undergraduate degree in finance from Santa Clara University and his MBA in finance and international business from New York University's Stern School of Business. He is married, has two children, and lives in Fremont, CA.